Investing offers a multitude of opportunities to achieving your personal and professional goals.  We embrace that your financial goals and needs are diverse and unique, so we provide tailored advice and portfolios for your time horizon, risk tolerance, tax scenario and investment objectives.

After evaluating your needs, we will help you design a portfolio that follows 5 levels of volatility:

Our research is rigorous.  Our quantitative analysis includes reviewing consistent performance relative to benchmarks, top quartile performance relative to peers, risk-adjusted returns, beta, standard deviation, Sharpe ratio, fund expense ratio, investment process, portfolio turnover, tax efficiency.  Qualitative metrics such as investment strategy, management tenure, breadth of analyst team and overall corporate culture are also accounted for in our research.

Our due diligence process is centered around locating the most effective fund managers, public companies, or specific asset classes or sectors that contribute to out-performance in all market cycles. With strong roots in behavioral finance, we look at shifting trends in consumer spending to try and anticipate the future.  Our portfolio models combine both active and passive investment techniques, providing you with a well-rounded portfolio.

Our portfolio management services include needs analysis, customized portfolio design, research, execution, monitoring, rebalancing, tax harvesting, required minimum distribution calculation and execution, liaising with your tax professional with respect to IRA/ROTH contribution consulting and execution, provision of tax documents, liaising with your estate attorney with respect to trust related matters and income distribution planning.

Investing can become overwhelming and complex but, if handled properly, will be paramount in crafting your financial future. Whether you are in the wealth accumulation, income distribution or capital preservation stage of life, let us help you design and manage a portfolio that is uniquely suited to your needs. 


Beta is a measure of systematic risk or the sensitivity of a portfolio's movements to a benchmark. A beta of 1.0 implies an expectation of the movement of a portfolio's return series to match that of the benchmark used to measure beta.  Beta ranges above are in reference to the S&P500® index.  Standard & Poor's S&P 500® Index is a registered trademark of Standard & Poor's, a division of the McGraw-Hill Companies Inc. The S&P 500® Index is unmanaged and cannot be invested in directly. Standard & Poor's is the owner of the trademarks, service marks and copyrights related to its indexes. The S&P 500® Index is an index of the common stock prices of 500 widely held U.S. stocks and includes reinvestment of dividends.

Standard Deviation is a statistical measure of volatility, indicates the "risk" associated with a return series.  Standard deviation of return measures the average deviations of a return series from its mean and is often used as a measure of risk. A large standard deviation implies that there have been large swings in the return series of the manager.

Sharpe Ratio, developed by Professor William F. Sharpe, is a measure of reward per unit of risk – the higher the Sharpe Ratio, the better. It is a portfolio's excess return over the risk-free rate divided by the portfolio's standard deviation. The portfolio's excess return is its geometric mean return minus the geometric mean return of the risk-fee instrument (by default, T-bills).