A situation may arise that requires extensive research and due diligence to determine the ideal solutions. To this end, it is best to retain the services of a fee based planner to accomplish the following:

  • Objectivity: Fees eliminate the need to sell anything and allow us to act as a bona fide financial planner, a fiduciary with no product or commission bias.
  • Comprehensiveness: Fees allow us to conduct an in-depth evaluation using planning or investment software and to consult with tax, estate planning or mortgage professionals depending on your scenario.
  • Personalization: Fees help keep us focused on existing clients thus enhancing our ability to deliver highly personalized advice and service.

Financial consulting covers the following six steps:

  1. Establishing and defining the client-planner relationship.
  2. Gathering your data, establishing your goals.
  3. Analyzing and evaluating your financial status.
  4. Developing and presenting recommendations.
  5. Implementation.
  6. Monitoring and reviewing, if applicable.

The initial review of your scenario is always complementary to give us an opportunity to review it, discern the nature and complexity thereof and to give you a good idea of possible fees. You can then make an informed decision to determine if you wish to proceed.

Our hourly rate is $400 per hour and should you decide to hire us, a written agreement is entered into.

If investment management services are required as a result of implementation, we would enter into a separate agreement with a separate schedule of management fees.

* Advisory services are provided by Investment Advisor Representatives of United Planners Financial Services of America (United Planners). United Planners is a Securities and Exchange Commission (SEC) registered investment advisor, broker/dealer, and a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investors Protection Corporation (SIPC).